Terms and Conditions

1. Money2Payday, the Web site (the "Website") is operated by Lending Stream Ltd Registered Office: Wisteria-Cavendish House, 369 Burnt Oak Broadway, Edgware, Middlesex, HA8 5AW. Consumer Credit Licence Number 0620194; Data Protection Number Z1451218. Registered in England No 6648787 .


1. Please read the details carefully before using this Website. By accessing and interacting with this "site" you agree to be bound by the following Terms and Conditions.

2. References to 'you', 'your' and 'yours' are references to the person(s) accessing this website.

3. Reference to 'we', 'us' and 'our' are references to Lending Stream Ltd.

4. All our products and services are subject to these terms and conditions and disclaimers of the applicable agreement governing their use.

5. The information, content and material may be changed at any time without notice. Changes may be made to the Terms and Conditions at any time without notice by updating this posting. You agree to review the terms and conditions regularly and your continued access to or use of this Website will mean you agree to any changes.

2. No Offer

2.1 Neither the Opinion, nor any information contained in our Website constitutes an offer to sell or solicitation or an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or other financial instruments.

3. Users

3.1 The Website is currently intended for those who access it from the UK and who are 18 years of age and over. Because of this we cannot guarantee that the site or the information contained thereon complies with or is appropriate for use in other places.

3.2 To register with us you must be 18 years of age and over. You must ensure that all the details provided by you are accurate, complete and correct at the time of registration and that you agree to inform us immediately of any changes to the information that you provided by updating your personal details.

3.3 You are wholly responsible for those who access the website using your computer and you must ensure that any such person complies with these Terms and Conditions.

3.4 You will not knowingly transmit any virus or any other harmful matter to the Website. You may not use any device, software or routine to interfere or attempt to interfere the proposed working of the Website nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up the Website or any part of it;

4. Disclaimers and Limitation of Liability

4.1 Whilst we have taken reasonable steps to ensure the accuracy, currency availability correctness and completeness of the information contained on the Website, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied.
The use of the Website is at your sole risk. We shall not be liable for any losses or damages, whether direct or indirect, consequential or otherwise that you may suffer as a result of your use of the Website including but not limited to computer service or system failure, access delays or interruption, data non-delivery or miss- delivery, computer viruses harmful components, breaches of security or unauthorised use of the system arising from "hacking" or otherwise or your reliance on the information contained in the Website.

4.2 We do not represent or warrant that the Website will be available and meet your requirements that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

4.3 We make no representation or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this Website.

5 Third Party Websites and Warranties

5.1 Where we provide hypertext links to Third Party Websites at other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other Websites or pages liked to or linking to this Website. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in any other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by terms of the license agreement, which accompanies or is provided with the software.

5.2 No endorsement or approval of any third parties or their advice, opinions, information products or services is expressed or implied by any information on our Website;

6. Internet e-mail

6.1 Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible inception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to Lending Stream Ltd or any message sent by Lending Stream Ltd to you over the Internet.

7. Trade marks and Copyright

7.1 You may imprint, copy, download or temporarily store extracts from our Website for your personal information or when you use our products and services. You must not alter anything.

7.2 All copyright trade marks and all other intellectual property rights in the Website and its content (including without limitation to its screen pages, material and information) included in the Website and all software and source codes connected with the Website is owned by or licensed to Lending Stream Ltd unless otherwise noted.

7.3 Our logos and all brands and products referred to or derailed in the Website are the trademarks of or licensed to Lending Stream Ltd. No rights are granted in respect of any of the above trademarks

8. Governing law

8.1 The Terms are governed by an interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute, which may arise.